Content

Income Statement

Balance sheet

Income statement

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Explanatory remarks on key figures and key ratios

Income statement
Figures in EUR million Notes
Q1/2008

Variance

Q1/2007
Gross written premium (5)
2,275.5
- 5.5%
2,408.4
Non-Life R/I  
1,506.9
- 9.5%
1,664.4
Life and Health R/I  
770.1
+ 3.5%
744.1
 
Net premium earned  
1,678.7
- 3.3%
1,736.8
Loss ratio Non-Life R/I (8)
74.4%
- 4.5%p
79.0%
Expense ratio Non-Life R/I (7)
25.1%
- 1.4%p
26.6%
Combined ratio Non-Life R/I  
99.5%
- 6.0%p
105.5%
 
Operating profit (EBIT) (6)
245.6
+ 59.3%
154.2
Non-Life R/I  
181.5
+ 94.5%
93.3
Life and Health R/I  
47.9
- 7.6%
51.8
 
Group net income  
151.5
+ 22.6%
123.5
Non-Life R/I  
113.5
+ 11.3%
102.0
Life and Health R/I  
38.3
+ 13.0%
33.9
 
Earnings per share (in EUR) (13)
1.26
+ 22.6%
1.02
Non-Life R/I  
0.94
+ 11.3%
0.85
Life and Health R/I  
0.32
+ 13.0%
0.28