Key figures of the Hannover Re Group (IFRS basis)
| in EUR million | Q1-3/2016 | +/- previous year | Q1-3/2015 | 2015 |
|---|---|---|---|---|
|
1 Operating profit (EBIT)/net premium earned |
||||
| Hannover Re Group | ||||
| Gross written premium | 12,454.0 | -3.8% | 12,945.9 | |
| Net premium earned | 10,766.6 | -0.6% | 10,830.1 | |
| Net underwriting result | 44.5 | (72.8) | ||
| Net investment income | 1,146.4 | -6.4% | 1,224.7 | |
| Operating profit (EBIT) | 1,189.1 | -0.1% | 1,190.3 | |
| Group net income | 790.0 | +0.5% | 786.0 | |
| Earnings per share in EUR | 6.55 | +0.5% | 6.52 | |
| Retention | 89.6 % | 87.9% | ||
| Tax ratio | 27.0 % | 26.5% | ||
| EBIT margin1 | 11,0 % | 11.0% | ||
| Return on equity | 12.5 % | 13.7% | ||
| Policyholders' surplus | 11,004.3 | +7.2% | 10,267.3 | |
| Investments (excl. funds held with ceding companies) | 40,669.5 | +3.4% | 39,346.9 | |
| Total assets | 62,822.9 | -0.6% | 63,214.9 | |
| Book value per share in EUR | 72.81 | +8.8% | 66.90 | |
| Property & Casualty | ||||
| Gross written premium | 7,120.5 | -2.7% | 7,319.4 | |
| Net premium earned | 5,925.3 | -0.7% | 5,965.4 | |
| Net underwriting result | 275.5 | +9.6% | 251.4 | |
| Operating profit (EBIT) | 893.0 | -4.6% | 936.3 | |
| Group net income | 613.5 | -5.8% | 651.0 | |
| Retention | 88.3 % | 88.8% | ||
| Combined Ratio2 | 95.0 % | 95.5% | ||
| EBIT margin1 | 15.1 % | 15.7% | ||
| Life & Health | ||||
| Gross written premium | 5,333.5 | -5.2% | 5,626.6 | |
| Net premium earned | 4,841.1 | -0.5% | 4,864.1 | |
| Operating profit (EBIT) | 290.4 | +17.9% | 246.3 | |
| Group net income | 208.9 | +17.5% | 177.8 | |
| Retention | 91.5 % | 86.8% | ||
| EBIT margin1 | 6.0 % | 5.1% | ||
| in EUR million | Q3/2016 | +/- previous year | Q3/2015 |
|---|---|---|---|
|
1 Operating profit (EBIT)/net premium earned |
|||
| Hannover Re Group | |||
| Gross written premium | 4,170.2 | -4.3% | 4,359.4 |
| Net premium earned | 3,599.9 | -5.5% | 3,810.7 |
| Net underwriting result | 47.2 | (32.9) | |
| Net investment income | 401.6 | -5.7% | 426.0 |
| Operating profit (EBIT) | 443.9 | +10.7% | 400.9 |
| Group net income | 303.9 | +19.6% | 254.1 |
| Earnings per share in EUR | 2.52 | +1-.6% | 2.11 |
| Retention | 89.4% | 87.3% | |
| Tax ratio | 26.3% | 29.7% | |
| EBIT margin1 | 12.3% | 10.5% | |
| Return on equity | 14.1% | 13.2% | |
| Property & Casualty | |||
| Gross written premium | 2,493.1 | +6.2% | 2,347.1 |
| Net premium earned | 2,086.8 | +0.8% | 2,071.2 |
| Net underwriting result | 109.1 | +35.6% | 80.5 |
| Operating profit (EBIT) | 332.0 | -5.8% | 352.6 |
| Group net income | 237.3 | +2.0% | 232.6 |
| Retention | 88.5% | 87.3% | |
| Combined Ratio2 | 94.4% | 95.8% | |
| EBIT margin1 | 15.9% | 17.0% | |
| Life & Health | |||
| Gross written premium | 1,677.1 | -16.6% | 2,012.1 |
| Net premium earned | 1,513.0 | -13.0% | 1,739.3 |
| Operating profit (EBIT) | 111.3 | +140.6% | 46.2 |
| Group net income | 78.3 | 143.5% | 32.1 |
| Retention | 90.8% | 87.2% | |
| EBIT margin1 | 7.4% | 2.7% | |