Individual protection in old age

Life expectancy is rising and social security systems alone cannot guarantee the individual need for security in old age. Hannover Re supports insurance companies in developing tailor-made retirement solutions adapted to diverse markets with their experience in mortality assumptions and medical underwriting.


  • Flexible retirement product at fair price
  • Considering individual need for security in old age
  • Offering a range of products that can be combined

Target group

  • Insurers worldwide with a need for old age solutions


  • UK

Hannover Re’s contribution

  • Expertise regarding mortality assumptions and medical underwriting
  • Access to large database of impaired lives
  • Automated underwriting system
  • Assistance with underwriting process



Retirement solution tool kit (2018)