Hannover Re is the "somewhat different reinsurer" with a swift, flexible and undogmatic business approach. We chart our own course through our performance capability, our problem-solving know-how and our power of innovation. We do not seek to imitate our competitors, but instead aspire to be the best option for our business partners when it comes to choosing a reinsurance provider.
Our paramount objective: creating value through reinsurance
Our economic success depends upon our ability to enhance our clients’ commercial success through our risk solutions and the services that we provide. We transact all lines of property & casualty and life & health reinsurance and offer our clients innovative products for emerging risks designed to manage capital and net income as well as to support the marketing and sale of insurance. We have a high capability to implement solutions quickly and reliably.
In the interests of our shareholders we aim to increase our share price such that it outperforms the weighted Global Reinsurance Index (GloRe) over a three-year rolling period. Furthermore, we also aspire to achieve a sustained level of profitability that consistently enables us to pay an attractive dividend.
We continue to drive the sustainable expansion of our position as one of the leading, most profitable reinsurance groups operating worldwide by creating value for our clients, shareholders and employees. We achieve efficient capital management through diversification and the use of hybrid capital, securitisations and retrocessions. We have lean structures and a low administrative expense ratio. Since we equate sustainability with foresight and future viability, we are also prepared if necessary to relinquish short-term profits to this end.
Property & Casualty reinsurance
Excellent risk management, low expense ratio
We consider ourselves a reliable, flexible and innovative market player that is transaction-driven.
- Tailor-made: We offer a comprehensive range of products which can be tailored to our customers’ needs
- Solution driven: We monitor the markets to identify trends and classes of business that show potential for the future
- Flexibly organised: We utilise all distribution channels, i.e. direct contacts as well as intermediaries
- Available and reliable: Short lines of communication enable speedy and secure transactions
Cost leadership, effective cycle management and excellent risk management are the key components of our competitive positioning.
Life & Health reinsurance
Responsive, flexible, efficient, undogmatic
We cultivate our customer relationships as long-term partnerships with the goal of developing needs-oriented solutions for the individual requirements of our clients:
- Risk management: We offer appropriate capacities and reinsurance solutions for all types of technical risks on competitive terms
- Financial solutions: We offer tailored reinsurance structures for efficient capital or liquidity management
- Reinsurance services: We support the optimisation of sales and underwriting processes and offer access to our worldwide expertise