Access capital without issuing debt or diluting equity
As a market leader in financial reinsurance solutions, we provide direct writers, health plans and providers with alternative means of accessing capital, which enable them to pursue new lines of business or increase capital reserves. Unlike traditional financing options, these insurance based solutions offer considerable benefits over capital market equity or debt. Customized financial solutions can be developed to:
- Improve return on capital
- Fund organic business growth
- Support mergers and acquisitions
- Address regulatory requirements
We work with clients of all sizes in the traditional life, health and annuities markets to diagnose and address their financial concerns. By leveraging our underwriting capacity in these markets, knowledge of tax and insurance environments, as well as our experience navigating through a complex regulatory landscape, we provide our clients with swift, creative and transparent solutions for their complex financial issues.
We have placed transactions covering a broad array of retail product lines including:
- XXX and non-XXX Term
- Universal life – with and without Secondary Guarantees
- Participating whole life
- Simplified issue products
- Fixed, variable and equity-indexed annuities
- Group life
- Special risks including waiver of premium benefits
- Medicare Supplement
- Medicare Part D
- Private fee for service and Med Advantage plans
Swift solutions when time is of the essence
We have extensive experience traversing through an ever changing and increasingly complex tax and regulatory landscape. Put our experience and relationships to work for you to ensure that your structured financial transaction closes in the timeframe that you want.
Stay compliant amidst regulatory changes
With the myriad of regulatory changes in the insurance market today, not finding a solution to your regulatory challenges may prevent you from writing new insurance business or fulfill obligations to existing policyholders. Our financial solutions can help you meet your regulatory requirements, keeping you compliant with new laws and enable you to concentrate on growing your business. Additionally, our financial solutions can assist you with accessing capital to grow, increase your value to your shareholders, operate more efficiently and compete in your chosen market with more competitively priced product offerings.