Accidents are among the most unpredictable and financially destructive insured risks. At Hannover Life Reassurance Company of America, we help you reduce the financial impact associated with accident claims by underwriting and assuming a significant portion of your risk.
We offer reinsurance solutions for the accident market on a group and individual basis, covering both traditional accident and niche lines.
We offer innovative reinsurance solutions for the following:
- Group accidental death and dismemberment
- Voluntary accidental death and dismemberment
- Bulk accidental death benefit
- Travel accident
- Blanket personal accident
- Accident medical
- Mass marketed accident (benefits written through affinity groups, worksite marketing or direct-to-consumer marketing programs)
- Special events
- Common carrier
Accidental death and dismemberment carve-out
Accidental death carve-outs, which cover single life accidents, are an affordable alternative to address one of the most volatile aspects of mortality. Our accidental death carve-out solutions will help you manage your net retained exposure while maintaining the predictable mortality risk.