Expand your market and reduce your risk in the individual life market
Hannover Life Reassurance Company of America’s Mortality Solutions business unit handles traditional risk reinsurance in the US life insurance market. We strive to provide our clients with creative, customized and innovative solutions for even their most challenging issues. In doing so, our aim is to deliver an exceptional customer experience throughout the reinsurance process. Our team of expert professionals has substantial expertise in all aspects of life insurance, including product development, experience studies, underwriting, policy administration, valuation, reinsurance, distribution and marketing.
As your partner, we offer valuable services to ensure your success
Our goal is to create long-term, mutually profitable partnerships, working with you to grow your business and effectively manage your organization’s risk. Our services go beyond traditional reinsurance and mortality risk management. We offer many added services to ensure your success, including:
- Pricing and product design assistance
- Actuarial support in developing mortality assumptions
- Experience studies and analysis
- Facultative underwriting
- Electronic underwriting manual and educational platform, Ascent
- Simplified issue solutions
The effective use of data drives results
Successful products require compelling product design combined with sound assumptions and analysis, both before and after issue. Data is the key to success. We maintain one of the industry’s largest databases of insured mortality data. Comprising trillions of exposure years of data from over fifty direct writers, our data combined with investment in the tools to study and synthesize it, give our clients a valuable competitive edge. We have the depth of knowledge and experience to partner with you in developing new products, assisting in pricing strategies, and offering you the extensive mortality data and analysis you need to make the right decisions.