Emerging Risks are new or future risks whose hazard potential is not yet reliably known and whose implications are difficult to assess. These risks may evolve over time from being weak signals to clear tendencies with a high potential for danger. Specific strategies and approaches must be implemented to cope with these risks properly, as there are typically no historical data for risk managers and underwriters to rely on.
Hannover Re has established the Working Group “Emerging Risks and Scientific Affairs”. The working group identifies, evaluates and monitors these risks. An additional task for this interdisciplinary group is to translate science into insurance terminology to close the gap between the ever increasing speed in scientific progress and day to day underwriting and risk management.
In order to increase the awareness for such Emerging Risks in the (re-)insurance industry, Hannover Re has so far published the following risk briefings:
| Description | Download |
|---|---|
|
Resistance to Antibiotics (2017)
|
PDF | 218 KB |
|
Asbestos (2017)
|
PDF | 165 KB |
|
Climate related disasters (2017)
|
PDF | 195 KB |
|
Endocrine Disruptors (2017)
|
PDF | 220 KB |
|
Food safety and food security (2017)
|
PDF | 247 KB |
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Genetically Modified Organisms (2017)
|
PDF | 183 KB |
|
Implants (2017)
|
PDF | 191 KB |
|
Legal Threat (2013)
|
PDF | 567 KB |
|
Medical Malpractice (2017)
|
PDF | 138 KB |
|
Megacities (2017)
|
PDF | 191 KB |
|
Nanotechnology (2017)
|
PDF | 149 KB |
|
Obesity (2017)
|
PDF | 202 KB |
|
Pandemics (2017)
|
PDF | 193 KB |
|
Political Violence and Terrorism (2017)
|
PDF | 300 KB |
|
Power Blackout Risks (2017)
|
PDF | 161 KB |
|
Regulatory Environment (2017)
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PDF | 221 KB |
|
Resource supply risk (2017)
|
PDF | 184 KB |
|
Shifting range of pathogens (2017)
|
PDF | 165 KB |
|
Supply chain risks (2017)
|
PDF | 200 KB |
|
Technology risks (2017)
|
PDF | 206 KB |
|
Toxic Chemicals (2017)
|
PDF | 187 KB |