Emerging Risks are new or future risks whose hazard potential is not yet reliably known and whose implications are difficult to assess. These risks may evolve over time from being weak signals to clear tendencies with a high potential for danger. Specific strategies and approaches must be implemented to cope with these risks properly, as there are typically no historical data for risk managers and underwriters to rely on.
Hannover Re has established the Working Group “Emerging Risks and Scientific Affairs”. The working group identifies, evaluates and monitors these risks. An additional task for this interdisciplinary group is to translate science into insurance terminology to close the gap between the ever increasing speed in scientific progress and day to day underwriting and risk management.
In order to increase the awareness for such Emerging Risks in the (re-)insurance industry, Hannover Re has so far published the following risk briefings:
Description | Download |
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Advances in medicine (2022)
|
PDF | 306 KB |
Artificial Intelligence (2022)
|
PDF | 193 KB |
Asbestos (2022)
|
PDF | 165 KB |
Climate related disasters (2022)
|
PDF | 193 KB |
Cyber risk (2022)
|
PDF | 221 KB |
Demography (2022)
|
PDF | 252 KB |
Disruption of critical infrastructure (2022)
|
PDF | 157 KB |
Endocrine Disruptors (2022)
|
PDF | 245 KB |
Fracking (2022)
|
PDF | 308 KB |
Genetically Modified Organisms (2022)
|
PDF | 208 KB |
Implants (2022)
|
PDF | 217 KB |
Legal Threat (2022)
|
PDF | 178 KB |
Medical Malpractice (2022)
|
PDF | 137 KB |
Megacities (2022)
|
PDF | 192 KB |
Microplastics (2022)
|
PDF | 284 KB |
Nanotechnology (2022)
|
PDF | 148 KB |
Obesity (2022)
|
PDF | 227 KB |
Pandemics (2022)
|
PDF | 218 KB |
Pharmaceutical risks (2022)
|
PDF | 154 KB |
Political Violence and Terrorism (2022)
|
PDF | 297 KB |
Pollution (2022)
|
PDF | 218 KB |
Psychoactive substances (2022)
|
PDF | 224 KB |
Regulatory Environment (2022)
|
PDF | 248 KB |
Resistance to Antibiotics (2022)
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PDF | 242 KB |
Resource supply risk (2022)
|
PDF | 181 KB |
Shifting range of pathogens (2022)
|
PDF | 165 KB |
Social media (2022)
|
PDF | 300 KB |
Supply chain risks (2022)
|
PDF | 200 KB |
Technology risks (2022)
|
PDF | 231 KB |
Toxic Chemicals (2022)
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PDF | 211 KB |