Emerging Risks are new or future risks whose hazard potential is not yet reliably known and whose implications are difficult to assess. These risks may evolve over time from being weak signals to clear tendencies with a high potential for danger. Specific strategies and approaches must be implemented to cope with these risks properly, as there are typically no historical data for risk managers and underwriters to rely on.
Hannover Re has established the Working Group “Emerging Risks and Scientific Affairs”. The working group identifies, evaluates and monitors these risks. An additional task for this interdisciplinary group is to translate science into insurance terminology to close the gap between the ever increasing speed in scientific progress and day to day underwriting and risk management.
In order to increase the awareness for such Emerging Risks in the (re-)insurance industry, Hannover Re has so far published the following risk briefings:
Description | Download |
---|---|
Advances in medicine (2021)
|
PDF | 306 KB |
Artificial Intelligence (2021)
|
PDF | 193 KB |
Asbestos (2021)
|
PDF | 164 KB |
Climate related disasters (2021)
|
PDF | 193 KB |
Cyber risk (2021)
|
PDF | 222 KB |
Disruption of critical infrastructure (2021)
|
PDF | 159 KB |
Endocrine Disruptors (2021)
|
PDF | 244 KB |
Food safety and food security (2021)
|
PDF | 272 KB |
Fracking (2021)
|
PDF | 307 KB |
Genetically Modified Organisms (2021)
|
PDF | 207 KB |
Implants (2021)
|
PDF | 215 KB |
Legal Threat (2021)
|
PDF | 175 KB |
Medical Malpractice (2021)
|
PDF | 136 KB |
Megacities (2021)
|
PDF | 190 KB |
Microplastics (2021)
|
PDF | 284 KB |
Nanotechnology (2021)
|
PDF | 147 KB |
Obesity (2021)
|
PDF | 227 KB |
Pandemics (2021)
|
PDF | 217 KB |
Pharmaceutical risks (2021)
|
PDF | 151 KB |
Political Violence and Terrorism (2021)
|
PDF | 300 KB |
Pollution (2021)
|
PDF | 216 KB |
Regulatory Environment (2021)
|
PDF | 246 KB |
Resistance to Antibiotics (2021)
|
PDF | 242 KB |
Resource supply risk (2021)
|
PDF | 184 KB |
Shifting range of pathogens (2021)
|
PDF | 165 KB |
Supply chain risks (2021)
|
PDF | 200 KB |
Technology risks (2021)
|
PDF | 230 KB |
Toxic Chemicals (2021)
|
PDF | 211 KB |