Hannover Re has implemented a strategic decentralisation of client-related core processes and functions in property and casualty reinsurance in order to be as close as possible to clients around the globe. Accordingly, the majority of markets are served by Hannover Re's international operations.

Risk management functions are  exercised centrally in Hannover. These include, for example, capital allocation, nat cat aggregate allocation, pricing standards and retrocessions. These functions serve the goals of maintaining consistent underwriting decisions, facilitating the maximum allocation of capacity and efficiently deploying resources, underwriting know-how and capital.

Our subsidiary E+S Rückversicherung AG, the dedicated reinsurer for the German market, offers a range of products and services focused on the specificities of the German market - especially for those mutual insurers with whom we have established a particularly trusting cooperation that is underscored through their shareholding in E+S Rück.

E+S Rück - the rein­surer for Germany

Infor­mation on the German market in German language is avai­lable on the E+S Rück website. E+S Rück bears responsi­bility within the Hannover Re Group for German business.