Structured Reinsurance - over 40 years of consistent success

• Capital optimisation/improvement of the solvency margin is becoming increasingly difficult.

• The surplus relief quota share is the more flexible, available and cost-efficient option for capital optimisation.
• It is suitable for low and high premium volumes.
• It transfers underwriting risk.
• The flexibility extends to volume, duration, costs and risk transfer.
• Multi-year stop loss protections are further alternatives to hybrid financing.

• More cost-efficient reinsurance structures.
• Coverage for special situations.
• Protection of your company's whole account or portions thereof.
• Control of excess frequency when you increase your net retention.

In addition to many other advantages of structured reinsurance, Advanced Solutions can assist in reducing solvency requirements, for example via:

• Tailor-made quota share contracts to reduce both the premium and reserve risks.
• Multi-year stop loss covers to reduce the volatility of net loss ratios.
• Frequency protection covers for catastrophe risks.

• With a holistic view on risk management you may identify risks not covered by the existing reinsurance protection.
• The Aggregate Cover protects risks being tail end driven by severity and/or frequency of losses.
• Hence the Aggregate Cover allows for optimising the capital allocation in an RBC environment by cutting e.g. the 99.5% Value at Risk.

• Have you given thought to enhancing your solvency margin or considered using hybrid capital or sub-ordinated debt but not structured reinsurance? We can provide you with a general or tailor-made comparison between these products.
• A review of your annual report, in particular the balance sheet and profit and loss account, combined with a face-to-face meeting, is a first step towards identifying potential points of interest. In individual discussions we can explore the details and devise tailor-made solutions for your company.