Finan­cial solu­tions are struc­tured rein­surance agree­ments that go beyond risk manage­ment and aim to achieve certain financial objec­tives for our world­wide life and health clients, such as:

  • Increase return on capital
  • Improve solvency ratios
  • Increase capital levels
  • Ease reserving require­ments
  • Fund organic business growth
  • Assist in finan­cing of mergers or acqui­sitions
  • Reduce volati­lity in earnings and finan­cial ratios

Our clients not only benefit from our deep know­ledge of local markets and regu­lations, but also from our global resources, which include teams of finan­cial solu­tions specia­lists in a range of juris­dictions.

Hannover Re’s finan­cial strength and vast expe­rience in provi­ding viable finan­cial solu­tions world­wide add to the value propo­sition. Our exten­sive track record as a results-driven finan­cial solu­tions rein­surance partner to our clients includes success­fully facili­tating more than 100 struc­tured trans­actions for clients right around the world.

We offer a full range of finan­cial solu­tions to match our clients’ objec­tives, spanning every­thing from standar­dised arrange­ments to highly-custo­mised struc­tures and covers.

These include:

  • New-business financing (cash and non-cash)
  • Monetisation of embedded value
  • Reserve relief
  • Solvency relief
  • Divestiture of non-core businesses

As one of the largest pro­fessional rein­surers in the world, Hannover Re under­stands the unique finan­cial challenges that life and health insurers face, not only in the dynamic global environment, but in each indivi­dual market in which they operate.