Life & Health


We offer a complete range of life and health covers in Mainland China, split between biometric risk business and financial solutions.

Biometric risk business

Biometric risk business includes all individual and group life, accident and health business, written through a variety of distribution channels. The market in Mainland China is developing, with a very short product cycle and a changeable regulatory environment. The services provided by reinsurers are vital to the growth and development of insurance companies. Hannover Re Shanghai is widely recognised as a provider of comprehensive and professional services. Our expertise, knowledge and support give our clients an edge over their competitors.

Financial solutions

In 2009, we concluded the first ever cash financial reinsurance (modified coinsurance) transaction in Mainland China. Since 2010, we have leveraged our strong capital base, financial rating and experience to pioneer the capital solutions market and become China’s preferred financial reinsurer. We move fast to create tailor-made solutions to meet each client’s precise financial situation.

International range of solutions

From standardised products to tailor-made reinsurance solutions, find out what Hannover Re can provide in addition to its local entities’ solution offerings: