Life & Health


We are an active participant in market-led initiatives aimed at developing talent through our structured training programmes, and in special projects designed to minimise protection gaps and/or improve insurance penetration.


  • Innovative and “first-in-market” product solutions for proportional and non-proportional business
  • Comprehensive product-design support
  • Expertise in mortality, morbidity and other claims-experience studies
  • Actuarial insights and services on pricing, valuation and risk management issues, swift quotations
  • Seminars and training programs for actuaries: refresher and current topics

Underwriting and claims

  • Rapid turnaround time for underwriting/claim referral cases
  • Education and training: regular claims and underwriting seminars as well as customised training activities on request
  • Electronic underwriting manuals
  • Support for the design of insurance proposals, claims forms, and underwriting questionnaires
  • Performance review for underwriting and claims
  • Insights in developing non-medical risk guidelines with an eye to consistency and market practices

Other services

We aim at offering a holistic value proposition to our clients. Our offering includes:

  • Data analytics and predictive underwriting/modelling
  • Automated underwriting tool
  • hr | equarium/digital solutions
  • Underwriting, claims and actuarial trainings

Global service spectrum

In addition to the expert services offered by its local entities, Hannover Re can provide a wide range of value-adding services geared towards each client's individual needs: