Life & Health


In a rapidly changing business environment, we aspire to be ranked within the top three reinsurers in all those countries serviced by Hannover Re Malaysia Life & Health Branch. Whether for life assurance, critical illness, group insurance, catastrophe cover, etc. or new risks, we have something different and something more to offer.

Life assurance

We tailor our products and processes to fit client needs and capabilities. We support all distribution channels (agency, bancassurance, direct marketing, online) and all business processes via guaranteed issue offer, simplified underwriting or full underwriting. Our thorough and detailed understanding as well as data from the various markets enable an optimised decision-making process.

Critical illness

We offer an exceptional depth of expertise in critical illness. Tailoring our solutions to clients’ needs, we have successfully pioneered a range of innovations to standard critical illness plans, including cover for early critical illnesses, juvenile critical illnesses, and gender-specific/multiple-pay critical illness products.

Other products and solutions

We aim at offering a holistic value proposition to our clients. Our offering includes:

  • Individual health
  • Financial solutions
  • Guaranteed issues and simplified issues offers
  • Insurance wellness/health programs
  • Longevity

International range of solutions

From standardised products to tailor-made reinsurance solutions, find out what Hannover Re can provide in addition to its local entities’ solution offerings: