Life & Health


We aim to build long-term partnerships with our clients. This enables us to deliver a wide range of value-adding services oriented to their real needs.

Hannover Re France offers a full range of reassurance services to an exceptionally high standard, including:

  • Business development
  • Product pricing
  • Underwriting and claims
  • Actuarial and finance

We also support our key clients with:

  • Insights based on our global knowledge
  • Expansion to new markets
  • Ideas on product research/development
  • Seminars and trainings
  • Access to the Hannover Group network

hr | equarium

hr | equarium, Hannover Re’s exclusive online platform, brings together digital innovators and insurtechs with insurance companies ready to shape the future of insurance.

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hr | ReFlex

hr | ReFlex is a modular automated underwriting system that provides immediate and risk-adequate decisions directly at the point of sale. It supports all sales channels and leverages the full potential of an all-digital business process, increasing turnover and profitability. Due to its unique flexibility, allowing new products or features to be integrated very easily, your future investments in product innovations are safe.

hr | Ascent

hr | Ascent is Hannover Re’s online underwriting manual that caters for a broad spectrum of underwriting considerations with varying degrees of complexity. Frequently updated, it proves its dynamic nature and, coupled with the manual’s powerful search engine, hr | Ascent enables our clients to respond rapidly and competitively, saving time in the evaluation of life insurance risks.

Education & Training

Our modular programmes build up and strengthen day-to-day underwriting and claims-handling skills of life underwriters and claims assessors:

Global service spectrum

In addition to the expert services offered by its local entities, Hannover Re can provide a wide range of value-adding services geared towards each client's individual needs: