Life & Health

Solutions

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We offer the full range of reassurance solutions across the life & disability, health & long-term care, and unemployment spectrum. Whether for credit/mortgage life, income and family protection or group/key man business, we have something different and something more to offer.

Traditional reinsurance

We are amongst the leaders in the French market for Life and Health reinsurance, through proportional or non-proportional reinsurances. This encompasses per Life protections as well as catastrophe and pandemics protection.

Structured transactions

We provide tailored reinsurance solutions enabling insurers to improve their solvency ratios. This encompasses annual or multi-years quota share or stop-loss reinsurances on all types of risks such as death & disability, health, longevity, or savings.

Similarly, structured transactions can be offered to companies in transition.

Financing deals

We structure financing reinsurance solutions on a cash or non-cash basis. These solutions can provide relief to insurers in the financing of acquisition costs. Such deals can also be designed to unfreeze a portfolio value (VIF/Back Book Deals).

Business development

Thanks to our long-standing experience and exceptional knowledge of the market, we provide support to our partners in the development of their new products. We have developed in-depth relationships with high-quality TPA’s, insurance distributors of all types, call centres, that can complement our service offerings to our insurance partners thus providing the full range of assistance they need to initiate or develop their business in an efficient and profitable manner.

Longevity

The Hannover Re Group is a leading provider of longevity solutions, with experience of annuity markets around the world. Drawing on this global expertise, we were the first to place a regular premium annuity treaties’ deal in the French market.

Innovation

Hannover Re France is heavily promoting innovation. We have offered our partners a wide range of new concepts and ideas coming either from abroad or from the Hannover Re Group. The hr | equarium platform provides our partners with a constant update of new solutions and innovations from around the globe.

International expansion

Hannover Re France has a unique expertise and experience in accompanying insurers in their developments abroad. Several French insurers or bancassurers have chosen Hannover Re France as their partner for all their developments abroad.

International range of solutions

From standardised products to tailor-made reinsurance solutions, find out what Hannover Re can provide in addition to its local entities’ solution offerings: