Life & Health

Annuity solutions

A premier market leader in customized solutions for retirement products providers.

As a large and well-established provider of structured financial solutions in the industry, we develop and customize solutions to enable clients to achieve their risk management and financial objectives across all annuity lines, including but not limited to indexed annuities, fixed annuities, multi-year guarantee annuities, in-plan group annuities, variable annuities, payout annuities, and pension risk transfer.

In addition to offering best in class reinsurance and related financial instruments, we support our clients with product development and consultation services to help optimize their business and achieve their strategic targets.

Hannover Re has dedicated structured financial solutions teams with access to a global network of affiliates and strategic partners, positioning us well to continually offer innovative solutions. By leveraging our in-depth market experience in product pricing, accounting, operations, tax, and economic environments, we have successfully partnered with many clients to help them navigate the constantly evolving landscapes with swift, creative, and flexible solutions. We offer solutions to address a wide array of insurance and financial concerns, including but not limited to:

  • New business strain
  • Statutory reserve strain
  • Capital efficiency
  • Accounting volatility
  • Accelerate embedded value
  • Longevity risk
  • Policyholder behavior risk
  • Product development

Our solutions have enabled clients to offer products that are more competitive and/or realize better returns, without adding financial leverage. Under many of our solutions, our clients have the added benefit of retaining the vast majority of the profitability of their business.

We take pride in leading the reinsurance market in execution certainty. When you partner with Hannover Re, you gain access to an extensive team of professionals with the in-depth knowledge, experience, and industry relationships to successfully lead transactions within your desired timelines.