Life & Health
Accident reinsurance solutions
Accidents are among the most unpredictable and financially devastating insured risks.
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At Hannover Life Reassurance Company of America, we help you reduce the financial impact associated with accident claims by underwriting and assuming a significant portion of your risk.
We offer reinsurance solutions for the accident market on a group and individual basis, covering both traditional accident and niche lines:
- Group accidental death and dismemberment
- Accidental death carve-out
- Voluntary accidental death and dismemberment
- Bulk accidental death benefit
- Travel accident and business travel accident
- Blanket personal accident
- Accident medical
- Mass marketed accident (benefits written through affinity groups, worksite marketing or direct-to-consumer marketing programs)
- Special events
- Common carrier
Accidental death and dismemberment carve-out
Accidental death carve-outs, which cover single life accidents, are an affordable alternative to address one of the most volatile aspects of mortality. Our accidental death carve-out solutions will help you manage your net retained exposure while maintaining the predictable mortality risk.