Life & Health

Accident rein­surance solu­tions

Accidents are among the most unpredictable and financially devastating insured risks.

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At Hannover Life Reassurance Company of America, we help you reduce the financial impact associated with accident claims by underwriting and assuming a significant portion of your risk.

We offer reinsurance solutions for the accident market on a group and individual basis, covering both traditional accident and niche lines:

  • Group acci­dental death and dis­member­ment
  • Accidental death carve-out
  • Voluntary acci­dental death and dis­member­ment
  • Bulk acci­dental death benefit
  • Travel accident and business travel accident
  • Blanket personal accident
  • Accident medical
  • Mass marketed accident (bene­fits written through affi­nity groups, work­site marke­ting or direct-to-con­sumer marke­ting programs)
  • Special events
  • Common carrier

Accidental death and dis­member­ment carve-out

Accidental death carve-outs, which cover single life accidents, are an affordable alter­native to address one of the most volatile aspects of mortality. Our accidental death carve-out solutions will help you manage your net retained exposure while maintaining the predictable mortality risk.

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