Agricultural, livestock and bloodstock business
Reinsurance for all agricultural lines – supporting global resilience from crop to companion animal: We help protect farmers worldwide by offering reinsurance and expertise across crops, livestock, aquaculture, forestry, equine, and pet insurance.
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Feeding the global population sustainably means protecting production – and reinsurance is a critical piece of that puzzle.
Reinsurance that sustains agriculture
We provide reinsurance solutions that support the entire agricultural value chain – helping our clients protect farmers against weather extremes and livestock losses. The growing importance of these products is driven by several factors: increasing weather volatility due to climate change, rising public-sector subsidies in developed economies, and efforts in developing markets to close the protection gap.
Our target business
Our portfolio covers a broad range of agricultural risks.
- For crop production, we support insurance products covering hail, fire, and other named perils, as well as multi-peril crop insurance (MPCI) for risks such as storm, flood, frost, and drought. We also cover area yield index and revenue-based solutions, including comprehensive farm package policies.
- In forestry and greenhouse insurance, we offer protection against fire, lightning, frost, snow weight, storm, and hail.
- In the livestock segment, we reinsure named peril and all-risk mortality covers, policies targeting specific diseases, business interruption, and revenue- or price-based products.
- Our equine and bloodstock business includes all-risk mortality, infertility, prospective foal coverage, loss of use and income, transit protection, and medical cost reimbursement.
- For aquaculture, we support insurance for named perils such as algae bloom, storms and pollution, as well as coverage for technical equipment.
- We also provide solutions in the pet insurance segment, including veterinary bills, preventative care and liability components.
"We aim to work closely with our clients to continuously enhance the quality, reach, and operational efficiency of agricultural insurance. This includes co-developing new products or optimising existing ones to better address changing market conditions and risk realities."
Preconditions for our support
To support a healthy and sustainable portfolio, we expect our cedents to employ specialised underwriters or technical consultants – such as agronomists, veterinarians or biologists – who are responsible for professional risk management. All figures and parameters used in underwriting must be backed by sound actuarial analysis.
Minimum information required
When discussing new programmes, we require essential information including:
- Details of the insured interest with probable maximum loss (PML) calculations
- Geographic location
- Production systems
- Cover periods
- Risk acceptance criteria
- Policy sales timelines
- Historical loss and premium statistics
- The applied loss assessment method
- A thorough portfolio history or business plan
Experts in every field
Our team brings together professionals with backgrounds in (re)insurance, agricultural science, veterinary engineering, international development, economics, and other scientific disciplines. This enables us to approach complex challenges from multiple technical and commercial perspectives.
We serve clients worldwide and speak their language – literally. Our team operates in English, German, Spanish, Portuguese, Chinese, Polish, Russian, Hindi and Ukrainian, ensuring effective and culturally attuned communication across regions.
Partnerships that deliver real value
We understand the unique challenges our clients face in agricultural (re)insurance. Our strength lies in knowing how to deliver real value – not just capacity. Through trusted collaboration, we help develop and refine insurance products tailored to the evolving risks in agriculture, aquaculture, livestock, and companion animal sectors.
This deep technical understanding and close cooperation with our cedents form the foundation of long-term partnerships. Together, we build solutions that ensure food security, protect livelihoods, and foster global resilience.