Digital business
Partnering with InsurTechs to drive innovation, scalability, and trust: We support digital insurers and agencies with tailor-made reinsurance and strategic expertise - empowering next-generation business models across global markets.
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With a centralised unit focused on InsurTechs, we combine risk capacity with credibility, helping our clients grow faster and stronger.
Empowering digital insurance
Hannover Re’s digital business team is dedicated to supporting the pioneers of insurance - InsurTechs that are transforming the industry with AI, big data, and advanced technology. We don’t just provide reinsurance capacity - we help digital players navigate complex insurance markets, scale effectively, and access new opportunities.
"Our mission is to be the first call for our clients - not only when they need risk and financial capacity, but also when they seek expert advice on insurance-related decisions."
Building trust and enabling growth
Backed by our strong capital position and global reputation, we offer stability and trust that help clients win regulatory approvals, attract investors, and unlock new markets.
We partner with digital insurers and agencies that demonstrate a clear, scalable business model, sustainable funding, and strong pricing discipline. Our ideal partners show a sharp focus on claims processes, robust underwriting, compliance structures appropriate to their size, and an active commitment to aligned risk participation.
Tailored support for every stage
Beyond traditional reinsurance, we provide capital relief, strategic insights, and long-term collaboration tailored to each client’s operating model and growth stage. Our holistic approach enables InsurTechs to focus on innovation – while we support them from behind the scenes.
Our expert team behind the innovation
Our centralised underwriting unit brings together actuaries, data scientists, engineers, economists, and physicists – all with deep experience in the InsurTech ecosystem. This interdisciplinary mix allows us to view digital risks from multiple perspectives and offer unique insights based on data, analytics, and market knowledge.
We are a collaborative team, united by a quantitative mindset, curiosity, and adaptability. We thrive in fast-changing environments and work closely across disciplines and borders to co-create solutions with our clients.
Why partners choose us
What sets us apart is our long-term, partnership-driven approach. We tailor our support to each InsurTech’s needs – starting by listening, then co-developing flexible solutions that evolve with the business.
We recognise that no two InsurTechs are alike. Whether you are optimising the insurance value chain or launching a disruptive product, we will be at your side – offering strategic guidance, reinsurance expertise, and a commitment to building something sustainable, together.
