Facultative reinsurance solutions
Facultative reinsurance provides tailored protection for individual risks or defined packages of risks. It is the solution of choice when complexity, high exposure or innovative features require dedicated underwriting expertise. At Hannover Re, we combine global reach with local knowledge to deliver efficient, reliable support for our clients’ most challenging exposures.
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Tailormade solutions for non-standard risks are our speciality. By leveraging innovation and deep technical expertise, we help our partners turn evolving market challenges into sustainable opportunities.
Precision for complex risks
Facultative reinsurance is all about precision. It covers individual risks or defined packages of risks that require dedicated underwriting. Unlike treaty reinsurance, these placements are usually one-off transactions – the ideal solution when complexity or high exposure calls for tailored expertise.
We offer facultative cover across all major lines of business: property, energy, engineering and casualty. For clients seeking efficiency beyond single-risk placements, we provide portfolio solutions through automatic reinsurance vehicles such as facilities and line slips. Whatever the challenge, our goal is to deliver flexibility and reliability.
"Facultative risks often push boundaries – and that is where our expertise makes the difference. We combine global reach with specialist knowledge to create solutions that work for our clients."
A network built on expertise
Our Facultative Division combines global reach with local insight. Organised into four departments to meet clients’ facultative reinsurance needs worldwide. In addition to our Hannover headquarters, we operate from 10 offices across all continents. This decentralised approach ensures proximity to our clients and a deep understanding of local markets.
We bring together professionals with diverse backgrounds and specialist knowledge. Curiosity, critical thinking and collaboration are at the heart of our work – qualities that are equally valuable when joining our team. These attributes enable us to develop creative solutions for evolving exposures and maintain the high standards our clients expect.
Partnership that creates value
At Hannover Re, we see facultative reinsurance as more than a transaction – it is a partnership. Our goal is to create solutions that benefit all parties: the original insured, the ceding company and the reinsurer. By combining underwriting expertise with a collaborative approach, we help clients turn complex risks into shared opportunities.
To deliver on this promise, we concentrate specialist knowledge in dedicated centres of competence. This focus allows us to write lead business and provide added value where it matters most. Our long-term relationships with strategic clients reflect our commitment to reliability and innovation through all market cycles.