hr | Ascent, Hannover Re’s online underwriting manual is a trusted source of evidence-based ratings on over 600 medical conditions and 300 nonmedical topics for life and life/LTC hybrid insurance. hr | Ascent is a contemporary resource designed to provide intuitive and fast access to ratings for the experienced underwriter, as well as serve as a replacement to other reference materials and the depth of information needed to provide educational support to developing underwriters. It includes over 25 medical and nonmedical calculators. This combination of leading medical research, innovative technology and depth of resources makes hr | Ascent an industry leading underwriting tool.

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