Biometric risk is a rapidly evolving field. Social, medical and technological developments, combined with competition and innovation within the life and health insurance market, are leading to increasingly complex and specialised products.
Our high-level expertise in biometric risk helps our partners respond to both the opportunities and the threats created by this process of change. We monitor closely how medical advances in diagnosis and treatment will affect the mortality, disability, morbidity and longevity risks our clients face. This enables them to respond quickly and proactively – and thus gain an important competitive advantage.
We also look closely at changing social, behavioural and health awareness trends. This provides important insights into how individuals will respond to the actual and perceived biometric risks they face. Focusing on these issues enables us and our clients to anticipate evolving patterns of demand in the market and to translate emerging policyholder concerns and needs into appropriate products and policy wordings.
Our clients benefit from the combination of our global biometric risk expertise and our access to hundreds of millions of life exposure records, positioning us uniquely well to advise them on the best approach to pricing business with an exposure to a full range of biometric risks.
