• Encompasses our largest property and casualty market, North America, as well as Central and South America including Spain and Portugal and Agriculture business worldwide
  • Bears responsibility for business from the major Hannover Re shareholder as well as the shareholders of E+S Rück (our reinsurer for the German market).
  • Predominantly centralised with underwriting control at Hannover and service provided mostly by travelling underwriters

North America treaty reinsurance

Having started with our first acceptance in 1972, our involvement in the North American market has consistently grown through the cycles. While all underwriting is done directly out of Hannover, we maintain a local presence in the Chicago area. This is the base of our United States support marketing team and our experienced underwriting and claims audit group. Hannover Re has obtained accredited status in all 51 United States jurisdictions. Backed by the master trust fund our United States clients enjoy an unsurpassed level of security. Our Canadian business is written out of our office in Toronto.

Latin America and Iberian Peninsula treaty reinsurance

Property and casualty treaty business from the above geographical areas is written from Home Office in Hannover with support from our representative office in Rio de Janeiro and our service company in Madrid. Our expertise and organisation ensure that we play a leading role as reinsurers in these areas.

Germany treaty reinsurance

With its exclusive focus on German insurers, Hannover Re's majority owned and fully integrated subsidiary E+S Rückversicherung AG is the dedicated reinsurer of choice for more than 100 cedants in our home market. E+S Rück's roots date back to 1923. It is licenced to write all lines of business including life and health.

Austria, Switzerland and Italy treaty reinsurance

Our home office is writing treaty business for Austria, Switzerland and Italy with support for the latter from our office in Milan.

Agricultural risks reinsurance

In the specialised area of agricultural, bloodstock and livestock insurance, the detailed expertise offered from our agronomists and veterinarians complements the reinsurance support. This allows the selection of profitable business on the one hand and ensures the development of customer orientated and innovative solutions on the other hand.