Risk Solutions

We know that no one business is the same as another. Each has its own challenges, forecast for growth and development. Thus, no solution from us is a one-size-fits-all package. We take the time to listen to you and create a comprehensive risk assessment, using our knowledge of local and international markets to provide you with a tailored coverage that is best for you. Our risk solutions provide adequate terms and appropriate capacity for all eventualities.
Business Classes that we cover are:

Property

Property lines predominantly writing Residential, Commercial, and Industrial sector. Hannover Re. offers the standard business classes Protection against Fire, Business Interruption and Machinery Breakdown, often combined with covers against natural perils such as floods, earthquakes, and cyclone.

We go above and beyond for our clients, who are based in countries with their own set of circumstances. Knowing that, we offer specialized packages in tandem with the standard ones. These may encompass reinsurance solutions for specific exposures such as Terrorism and Political violence.

Engineering Covers offer standard requirements of the Construction Industry. Our specialized policies are structured to encompass either individual perils or offer a full protection against any kind of risks (All Risk policy / Construction All Risk policy / Erection All Risk policy). In the latter case, the exclusion list determines the scope of cover.

Casualty

Our specific casualty cases are comprehensive and individualized.

We offer single risk underwriting and treaty for the following:

• General Liability
• Public Liability
• Products Liability (including Product Recall or Product Guarantee}
• Directors' and Officers' Liability
• Professional Liability for specific sectors (i.e., financial institutions) or professionals (lawyers, architects, physicians).

Energy

We have internationally known energy extraction and production experts giving us the benefit of their knowledge which has enabled us to underwrite visionary and well-established clients:

Energy Onshore--Oil & Gas, Mining and Power Generation (also known as ‘extraction’).

Renewable Energy-- an emerging market that we are well-equipped to provide accurate risk-assessment, in-depth analysis, and comprehensive coverage for.

Our personalized coverage extends to Construction and Liability Covers, and Financial Lines.

Our solutions are tailor-made on proportional and non-proportional basis for both Treaty and Facultative business.

Bahrain Branch facilitates specialty lines via the parent company in Germany.