Annuity solutions

Individual annuities

At Hannover Life Reassurance Company of America, we offer reinsurance solutions, product reviews, new product development and market entry to direct writers, brokers, and third-party intermediaries in the individual annuities insurance market.

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We develop financial solutions on fixed and fixed indexed annuities and have longstanding trusted solutions for guaranteed living benefit riders. We have the required knowledge and experience to partner with our clients to develop new products and provide input around pricing strategies. Our goal is to help our clients compete effectively in the individual annuity market.

Our individual life reinsurance solutions encompass the following:

  • Fixed deferred annuities in-force and new business
  • Fixed indexed deferred annuities in-force and new business
  • Guaranteed living income benefit riders
  • Guaranteed minimum death benefit riders
  • Free partial withdrawal benefit streams
  • Waiver of surrender charges
  • Guaranteed annuitization
  • Quota share indemnity and coinsurance with funds withheld arrangements
  • Capital optimization
  • Balance sheet optimization through excess reserve financing and RBC relief
  • Mezzanine financing of embedded value