Life & Health
Underwriting automation
As the digital hub for underwriting, hr | ReFlex integrates easily with existing systems and data sources to enable a dynamic dialogue for risk assessment. The design emphasizes components and functionality that maximize ease of use and streamline implementation. State-of-the-art underwriting rules and question sets are transparent and they can be customized without IT development.
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hr | ReFlex: Underwriting automation for the US life market
hr | ReFlex uses an open and modern architecture that enables our clients to easily adapt the system to evolving underwriting paradigms that help you reduce customer acquisition costs, improve underwriting accuracy and increase speed to market.
Core to hr | ReFlex’s capabilities is our industry-leading expertise in accelerated underwriting. hr | ReFlex supports accelerated underwriting programs with tools and components that can be customized to interpret and optimize third-party data services. The hr | ReFlex team works with our clients on their accelerated and automated underwriting initiatives to build strategies that meet their risk management and business objectives.